Title V of the Gramm-Leach-Bliley Act generally prohibits financial institutions, directly or through their affiliates, from sharing nonpublic personal information about you with nonaffiliated third parties, unless the institution provides you with notice of its privacy policies and practices, such as the type of information collected about you and categories of persons or entities to whom it may be disclosed.  In compliance with the Gramm-Leach-Bliley Act, we are providing you with this Privacy Policy Notice, which sets out the privacy policies and practices of D.D. Hamilton Title Company.
 

• Policies Regarding the Protection of Nonpublic Personal Information 

In the regular course of business, we may collect nonpublic personal information about you from the following sources:
  Information we receive from you or your authorized representative on applications or other forms; Information about your transactions with us, our affiliates, or others; Information we receive from our internet web sites; Information we receive from the public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates or others; and Information we receive from consumer reporting agencies or other similar reporting agencies.

We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information from unauthorized access or intrusion. We limit access to your nonpublic personal information only to those employees who need such access in connection with providing products or services to you or for other legitimate business purposes.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you.
 

• Disclosure of Nonpublic Personal Information 

We may disclose your nonpublic personal information with our affiliates, such as insurance companies and other real estate settlement service providers. We also may disclose your nonpublic personal information to:
  Agents, brokers or representatives to provide you with services you have requested; and  Third-party contractors or service providers who provide services or perform marketing or other functions on our behalf.
In addition, we will disclose your nonpublic personal information when you direct or give us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also may disclose your nonpublic personal information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction, or relationship with you.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.
 

• Former Customers 

Even if you are no longer our customer, our Privacy Policy will continue to apply. We may store such information indefinitely, including the period after which any customer relationship ceased.  Such information may be used for an internal purpose, such as quality control efforts, auditing, and customer analysis.
 

• Internet Web Site 

Our web site may use “cookies” to improve the level of service to visitors. Cookies are lines of text that are transmitted to a web browser and temporarily stored on the visitor’s hard drive.  When the visitor logs out of the website, these cookies are erased. When the visitor returns to our web site the cookies will be transmitted again. These cookies do not collect personal identification information and we do not combine information collected through cookies with other personal information to determine a visitor’s identity or e-mail address. Browsers can be configured to notify visitors when cookies are about to be received and provide visitors with the option of refusing cookies.
 

• Future Privacy Policy Modifications 

In continually trying to improve our services, in the future we may expand our capabilities for obtaining information.  We reserve the right to revise this Privacy Policy Notice from time to time, consistent with all applicable privacy laws.


Questions
Questions regarding this statement should be directed to the following:

D.D. Hamilton Title Company
P.O. Box 11
Marshfield, MO  65706